We're compassionate, Confidential and Respectful
A Realtor can provide guidance when it comes to selling your home tradicionally, however what are your options when your home has little to no equity and you need to sell?
Option 1. You can simply write a check at closing to cover the realtor commissions and closing costs
Option 2. We can provide a fast and creative solution to sell your home at no cost to you.
Why Choose Us?
- Fast Solutions: Quick and hassle-free process
- No realtor commissions or closing costs
- Your credit continues to perform
- 100% legal through a title company or real estate attorney
- We can help even if you have listed with an agent
- No Repairs Needed, We buy as-is, no extra costs to you
- Confidential and Respectful: Your situation is our priority
Some Frequently Asked Questions
Reach out for a free consultation, no matter what challenges you're currently facing, more often than not we're able to provide a solution in every case.
- I have negative or no equity, do I still qualify?
- Absolutely, we take pride in our commitment to providing innovative solutions for property sellers, even in challenging financial situations. We have successfully acquired multiple properties from sellers who faced little to no equity, and in some cases, even negative equity. What sets us apart is our dedication to ensuring a hassle-free experience for the seller. We absorb all costs associated with agent commissions and closing fees, allowing sellers to benefit from a streamlined and cost-free transaction.
- I'm behind on my mortgage payments can you still help?
- Our team excels in creative financing solutions, working seamlessly with sellers behind on mortgage payments. We offer innovative approaches like taking over existing mortgages, lease options, seller finance, etc, all tailored to your unique needs. Our commitment is to provide a lifeline for homeowners facing financial difficulties, ensuring a successful and dignified property sale without conventional constraints."
- Is this legal?
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"Selling your home and allowing the new buyer to take over the existing mortgage loan payments is a legal and legitimate practice. This option, known as Subject To financing, is supported by legal frameworks. At Subto Properties, we ensure that all transactions adhere to the applicable laws and regulations, providing a lawful and viable solution for both sellers and buyers. Our commitment to transparency and legality ensures a smooth and secure process for those considering this option in their property transactions."
Three facts supporting the legitimacy of a Subject To Transaction:
1. the IRS endorsing and educating investors on how to handle Subject To transactions on their website IRS Publication 537
2. Lines 203 and 503 of the HUD Statement
3. Title companies will issue a title policy on these types of transactions ensuring a secure and worry-free process for both sellers and buyers.
- What if I have my home listed with a Realtor?
- We're here to assist home sellers, even if their property is currently listed with a realtor. Our unique approach involves not only providing support during the selling process but also, in most cases covering the agent's commissions and closing costs. By partnering with us, sellers can benefit from a seamless experience and financial relief, regardless of their current listing status.
I just can't believe that this is even possible, I no longer have to worry about making payments on a house I don't want.
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